Certegy CashLine Enrollment & Check Cashing Privileges Authorization

 

By signing the electronic signature pad below and submitting this application for the CashLine check cashing program (the “Program”) administered by Certegy Payment Solutions, LLC (“Certegy”), I hereby (i) authorize Certegy to obtain information from my consumer report; and (ii) agree to the following:

 

1.            I understand that Certegy will use the information I provide, along with information from my consumer report, to qualify me for check cashing privileges and establish a check cashing limit (“CashLine limit”) under the Program.  Once established, Certegy will perform periodic reviews of my check cashing history and consumer report to evaluate my CashLine limit.  I hereby authorize these procedures and understand that a review of my account may result in an increase, decrease, or revocation of my CashLine limit without notice.  This authorization may be revoked at any time with written notice to Certegy and will become effective seven (7) business days after receipt of the written notice.

 

2.            I understand that my CashLine limit represents a six (6) day revolving limit that will be available at gaming establishments within the Certegy network.  Each approved request for cash fulfilled within the six (6) day revolving period will be deducted from my CashLine limit.  At the end of the six (6) day revolving period, the amounts that have been deducted from the CashLine limit will be removed and again included in the available CashLine limit, so long as my account is in good standing.

 

3.            I understand that enrollment in the Program does not mean I have been granted a line of credit and that each individual request for cash under the Program must still be authorized.  I will hold harmless Certegy, this gaming establishment, and any consumer reporting agency for the release of the information pertaining to my consumer report.

 

4.            I understand that Certegy reserves the right to deny any request for cash under the Program if all approval criteria are not met.

 

5.            I understand that my participation in the Program is further governed by the CashLine Terms of Service, which are listed below and available at www.certegycashline.com and the Privacy Policy, which is available at www.certegy.com.

 

CashLine Terms of Service

 

1.            ACCEPTANCE OF TERMS.  Certegy Payment Solutions, LLC (“Certegy”) provides the Certegy services (defined below) to you subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you.  By accessing and using the Certegy services, you accept and agree to be bound by the terms and provisions of this TOS.  In addition, when using particular Certegy owned or operated services, you shall be subject to any posted guidelines or rules applicable to such services, which may be posted and modified from time to time.

 

2.            SERVICE DESCRIPTION AND AUTHORIZATION.  At Certegy, we are proud to offer innovative funds-availability solutions for gaming establishments.  Certegy assists gaming establishments with the cashing of checks and associated check cashing risk management.  Upon enrollment in Certegy’s CashLine program (the “Program”), you will have access to a personal six (6) day revolving check cashing limit (the “CashLine limit”) tied directly to your checking account.  After your initial enrollment, you will no longer need to present a check to access funds from your checking account.  Simply present your government-issued driver's license or identification card to the cashier and the requested amount will be deducted from your CashLine limit.  You understand that if you are approved for a specified dollar amount with the CashLine program, that amount represents a six (6) calendar day revolving check cashing limit that will be authorized at all gaming establishments that participate in the Certegy network.  Each approved request for cash presented within the revolving six (6) calendar day period will be deducted from the CashLine limit.  After a six (6) calendar day period, those approved items will be removed and the amount will be included in the available check cashing balance.  Certegy is not a check casher and the Program does not mean you have been granted a line of credit; you understand that each individual transaction must still be authorized. In addition, you authorize Certegy to obtain information from your consumer report.  Certegy will use this information for qualification in the CashLine program.  Certegy reserves the right to deny any transaction if all approval criteria are not met.  Certegy will perform periodic reviews of your check cashing history and consumer report to evaluate your CashLine limit.  You hereby authorize these procedures and understand that a review of your account may result in an increase, decrease, or revocation of your check cashing privileges at gaming establishments that participate in the Certegy network.

 

3.            YOUR REGISTRATION OBLIGATIONS.  In consideration of your use of the Certegy services, you represent that you are of legal age to form a binding contract and are not a person barred from receiving the Certegy services under the laws of the United States or other applicable jurisdiction.  You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Certegy services registration form (the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete.  If you provide any information that is untrue, inaccurate, not current or incomplete, or Certegy has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Certegy has the right to suspend or terminate your account, with or without prior notice, and refuse any and all current or future use of the Certegy services (or any portion thereof).  Certegy is concerned about the safety and privacy of all its users.  When you create an account, you certify that you are at least 18 years old.

 

4.            CERTEGY PRIVACY POLICY.  Registration Data and certain other information about you are subject to our privacy policy, which is available at www.certegy.com. You understand that through your use of Certegy services you consent to the collection and use of this information as set forth in the Privacy Policy.

 

5.            MODIFICATIONS TO CERTEGY SERVICES.  Certegy reserves the right at any time and from time to time to modify, suspend, or discontinue, temporarily or permanently, the Certegy services (or any part thereof) with or without notice.  You agree that Certegy shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Certegy services (or any part thereof).

 

6.            ACH AUTHORIZATION.  You authorize Certegy to initiate debit and credit entries to the checking account at the depository financial institution for which you have provided information.  The debit for a transaction can post at your financial institution within 24 hours from the time you initiate a transaction.  You further authorize all transactions at any gaming establishments participating in the Certegy network to be debited from the same checking account, and such future debits will take place only when initiated by you and a receipt will be provided by the participating Certegy client for each debit you initiate for the account.  Your authorization will remain in effect until Certegy has received written notification by you of its termination and up to thirty (30) days has been allowed to process the request.  You understand that checks or debits returned unpaid by your financial institution are subject to a service charge which also may be debited electronically from your account or collected using a bank draft drawn from your account.

 

7.            TERMINATION.  You may terminate your Certegy account, and access to the Certegy services by submitting such termination request to Certegy. Our contact information is: Certegy Payment Solutions, LLC, PO Box 7189, Clearwater, FL 33758. You agree that Certegy may, with or without prior notice, immediately terminate, limit your access to or suspend your Certegy account and access to the Certegy Services. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) discontinuance or material modification to the Certegy services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, and/or (g) nonpayment of any fees owed by you in connection with the Certegy Services. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in Certegy's sole discretion and that Certegy shall not be liable to you or any third party for any termination of your account or access to the Certegy Services. Termination of your Certegy account includes any or all of the following: (a) removal of access to all or part of the offerings within the Certegy services, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of all or part of the Certegy services.

 

8.            LIMITATION OF LIABILITY.  YOU EXPRESSLY UNDERSTAND AND AGREE THAT CERTEGY AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR EXEMPLARY DAMAGES, UNDER ANY CAUSE OF ACTION OR THEORY OF LIABILITY (INCLUDING NEGLIGENCE), AND WHETHER OR NOT CERTEGY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE, RESULTING FROM: (a) THE USE OR THE INABILITY TO USE THE CERTEGY SERVICE; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE CERTEGY SERVICE; OR (e) ANY OTHER MATTER RELATING TO THE CERTEGY SERVICE.

 

9.            ARBITRATION.  Any dispute arising out of or relating to the TOS or the Certegy services, regarding Certegy, shall be finally resolved by arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, and judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction.  The arbitration will be conducted in the English language in accordance with the United States Arbitration Act.  There shall be one arbitrator, named in accordance with such rules.  The arbitrator shall decide the dispute in accordance with the substantive law of the state of Florida.  The award of the arbitrator shall be accompanied by a statement of the reasons upon which the award is based.  Any arbitration arising out of the TOS or the Certegy services shall proceed solely on an individual basis without the right for any claims to be arbitrated on a class action basis or on bases involving claims brought in a purported representative capacity on behalf of others.  Claims may not be joined or consolidated unless agreed to in writing by all parties.  No award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration.

 

10.          NOTICE.  Certegy may provide you with notices, including those regarding changes to the TOS, including by but not limited to email, regular mail, SMS, MMS, text message, postings on the Certegy services, or other reasonable means now known or hereafter developed. Such notices may not be received if you violate this TOS by accessing the Certegy services in an unauthorized manner. You further expressly authorize Certegy and its affiliates to contact you, via auto-dialer, pre-recorded messages, or any other method, on any of your mobile phone numbers or emails. You further acknowledge that email addresses you provide are not shared, accessed by others and are not employer-related email addresses. Your agreement to this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed the Certegy services in an authorized manner.